If you haven’t yet claimed Social Security, please read this article from the New York Times that talks about several online tools (both free and for a nominal fee) that can help maximize your benefits.
“The Social Security rules are complex,” writes New York Times reporter Mark Miller. “You can file as early as 62, but your annual benefit will be higher for every year you wait, until 70 — and most people claim too early. The most common errors? Many underestimate their longevity and the importance of Social Security’s guaranteed lifetime payments, or have fallen victim to political spin about the long-range imbalance in the program’s finances.”
Read the article to learn more about these resources.