A Toolkit for Choosing the Right Home Environment
This consumer toolkit from the National Reverse Mortgage Lenders Association will help older homeowners consider whether their current home environment will best serve their needs as they age. NRMLA’s toolkit guides readers through a wide selection of housing possibilities.

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What is home?

Are you in the right home?

Is it the best place for you to age?

And if not, what are your options?

A house is brick and mortar; a home is a house with accessibility, support and comfort.

As reverse mortgage professionals and members of the National Reverse Mortgage Lenders Association, we want to educate you about the usage of home equity to help finance your retirement.

But not everyone can qualify for a reverse mortgage. And not everyone is in the best home setting to serve their needs as they age. Where older adults choose to age requires consideration of functionality, location, availability of services and affordability. You have many options.

The objective of this toolkit is to help you plan your later life by guiding you through the wide selection of housing possibilities. In each case, we will look at: What do these homes provide? What may be missing? Where might you find what is missing?

NRMLA’s toolkit for choosing the right home environment, Should I Stay or Should I Go?, provides an overview of:

  • Single Family Housing
  • Home Modification
  • Multifamily Housing
  • Senior Rental Housing
  • Continuing Care Retirement Communities (CCRCs)
  • Affordable Senior Housing
  • Assisted Living
  • Nursing Homes
  • Veterans Housing
  • Special Needs: Mental Health Housing
  • Getting Smaller: Granny Housing & Microunits
  • Shared Housing
  • Other Creative Solutions

This toolkit is free to download.