Recently, the 4% retirement income rule has been questioned by some financial advisors as being too aggressive in today’s world. One retired financial advisor who disagrees is William…
Is 4% Rule Too High? Rule Inventor Says It Should Be 4.7% Rule
Category: Retirement
Retirement Goal – Happiness
There are a lot of important factors when planning your retirement, but don’t forget the most important: your happiness. Financial planner Ashley Folkes, CFP, says careful financial planning…
10 Secrets of a Happy Retirement
Just about everyone who is still slaving away at the office shares the very same goal as those of us who have long since left the workplace: a…
The 4% Rule Faces New Problems Today
In an article for Kiplinger, financial planner Steve Parrish, J.D, RICP® explains how the 4% retirement income rule may not be appropriate in today’s world. The 4% rule…
State Auto-IRAs are Building Momentum
The Center for Retirement Research at Boston College recently reported on the following: About half of the nation’s private-sector employees do not have a retirement savings plan at…
A reverse mortgage as a financial planning tool
CPA and financial investigator, Joshua Wiesenfeld recently wrote an article for the AICPA that encourages his fellow CPAs to look at reverse mortgages as part of a larger…
Internet basics: A complete guide for seniors
Need to improve your computer skills? Here’s a comprehensive internet guide for older Americans from allconnect. The COVID-19 pandemic has shown that a working knowledge of the internet…
Should you tap into your home equity to fund your retirement?
If you’re in good shape with your home mortgage —meaning it’s mostly or fully paid off — it might make sense to tap into your home equity to…
Reverse Mortgages Help Retirees Capitalize on Their Biggest Asset
ThinkAdvisor.com, an online resource for financial advisors, registered investment advisors and wealth managers, makes a strong argument for why reverse mortgages should be considered as part of a…
How To Discover Your Best Spending Rate In Retirement
In this recent article by Carmen Reinicke, a personal finance writer at CNBC, she noted that “after saving up for decades to retire, many Americans are excited to…
Congress wants to make more changes to the U.S. retirement system. Here’s what’s in play
The CNBC staff recently wrote an article that noted that “although the bills are in the early stages of the legislative process, observers expect there to be some…
How To Sell A Home That Has A Reverse Mortgage
Contributing Forbes Editors, Casey Bond and Rachel Witkowski, recently provided some solid advice about selling a home that has a reverse mortgage. A reverse mortgage can allow you…
How to plan for rising health care costs
Fidelity has put together an extensive guide to explain the many health care options available to retirees. If you are like most Americans, health care is expected to…
5 Hard-to-Believe Retirement Facts
Motley Fool columnist, Ryan Downiest advices readers to “embrace these 5 surprising facts so you can build a successful financial plan for retirement.” If you’re worried that you…
Survey: Americans More Optimistic About Financial Future
As life gets back to normal and the economy continues its recovery, the outlook among retirees and workers concerning their financial future remains optimistic. The Employee Benefit Research…
A Guide to Finance for Seniors
Jeff Hoyt, Editor in Chief of Seniorliving.org gathered together a group of experts with over 100 collective years of experience in senior care. The goal of this guide…
Rising Debt, Falling Income: How to Dig Out
Susan B. Garland recently wrote an article for the New York Times about the struggles facing many people approaching, or in retirement. Here are several excerpts: More Americans…
Senior Money Scams: 8 Tips to Protect Yourself
The National Council on Aging recently published an article to help older adults avoid scams and fraud. Millions of older adults fall prey to financial scams every year.…